All you need to know about the “Hassad” Rewards Program from Riyad Bank


By  Sarah Ghobar , Guest Contributor.

Hassad program has been rewarding thousands of Riyad Bank customers and has transformed itself into a total relationship reward program, issuing points for using most of the bank’s products and services.

How to register for the Hassad program? 

Customers are automatically enrolled in the Hassad rewards program when they issue any of the bank’s card or open an account. 

How to collect Hassad points? 

With Hassad Rewards Program customers can collect points by using their credit card, Debit card, Sadad service, digital channel registration, and salary transfer. Customers can start redeeming rewards upon collecting 1000 points and above, they are also eligible for a SAR 100 voucher with every 1000 points. 

  • Credit Cards

Card Type

Transactions 

Points Earned

World Elite Credit Card

Any transaction in the amount of SAR 8

1 point

Visa Signature Credit Card

Any transaction in the amount of SAR 10

1 point

Visa Platinum Credit Card

Any transaction in the amount of SAR 10

1 point

Visa Titanium Credit Card

Any transaction in the amount of SAR 15

1 point

Visa Gold Credit Card

Any transaction in the amount of SAR 20

1 point

Visa Classic Credit Card

Any transaction in the amount of SAR 20

1 point

Emerging Enterprises Card

Any transaction in the amount of SAR 20

1 point


The Cashback Credit Card, Purchasing Card and Charge Card are excluded from the rewards program. Moreover, all additional cards will earn points that can be added to the main card/account. Points will not be earned on cash advances, interest charges, cash payments into the credit card account, over limit fees, annual membership fees, and reversed or disputed transactions. 

  • Debit Cards

Card Type

Transactions 

Points Earned

Mada Debit Card 


Cash withdrawal of the amount SAR 500 from Riyad Bank ATMs 

1 point

Emerging Enterprises Debit Card 

POS transaction in the amount of SAR 125

1 point


  • Other bank services

Banking service

Transactions 

Points Earned

SADAD Bills


Payment of SAR 100 or above through Riyad Bank digital channels

2.8 points (Riyad Line)

 4.5 points (Riyad Online and Riyad Mobile)

Salary Transfer

Transfer of the salary (one time only)

100 points

Digital Channels registration

First registration at any of Riyad Bank digital channels 

20 points


All points on qualifying transactions since the last statement are added to customers’ account on a monthly basis. The Riyad Bank Credit Card monthly statement will show the number of points accumulated and the total points available. Customers can also check available points through Riyad Online, Riyad Bank ATM and the Call Centre. 

How to redeem Hassad points?

Customers redeem Hassad points for vouchers at stores, restaurants and more. To redeem the vouchers customers need to visit Riyad Online or Riyad Mobile and request the voucher, customers can then print the voucher at any Riyad Bank ATM. 

Partners of Hassad Rewards program include categories from, Home & Garden, Education & Training, Travel & Hotels, Entertainment & Dining, Electrical & Appliances, Health & Leisure, Beauty & Fashion, and Jewelry. A list of available partners can be found here.  


Read about the top 5 Reward Programs in Saudi Arabia’s Banking Sector



Last Updated  October 8, 2019