All you need to know about the Commercial Bank of Dubai (CBD) Reward Program

By Hana Ihjoul , Digital Marketing.

The Commercial Bank of Dubai (CBD) is one that continuously follows the modernity and live up to all the technology that facilitates the lives of customers.

How to register in the program
Customers are enrolled in the CBD Rewards program automatically once they create an account and issue a card. However, they begin to redeem points after they register for online banking or the mobile App.

How to earn CBD points?

Commercial Bank of Dubai (CBD) Rewards Program is considered one of the best as it provides customers with various opportunities to earn points through several services and banking transactions.

Welcome Points

These are the points earned once a customer joins the bank.

Account	Points (One time Earning)
Personal Current Account	3,500 Points
Elite Current Account	5,000 Points
Personal Saving Account	3,500 Points
Elite Saving Account	5,000 Points

Customers can also earn welcome points upon reaching the minimum amount spent on any of the Commercial Bank of Dubai credit cards as follows:

Card Type	Minimum Spend	Points
Visa Platinum	AED 500	20,000 Points
Visa Internet	AED 500	20,000 Points
Mastercard Titanium	AED 500	20,000 Points
Visa for Business	AED 500	20,000 Points
Visa Signature	AED 2500	30, 000 Points
Mastercard World	AED 5000	40,000 Points
Visa Infinite	AED 5000	60,000 Points

Purchases on Credit Cards

Customers can also earn points on both local and international purchases using any of CBD credit cards and vary depending on the category of purchase. Purchases done for car rentals, petrol, insurance and settlement of bills or government transactions earn 0.5 points if spent locally and 0.75 internationally.

Card Type	Points earned for Local Spends	Points earned for International Spends
Visa Platinum	1 Point	1.5 Point
Visa Internet	1 Point	1.5 Point
Mastercard Titanium	1 Point	1.5 Point
Visa for Business	1 Point	1.5 Point
Visa Signature	1.5 Point	2 Point
Mastercard World	2 Points	2.5 Point
Visa Infinite	2.5 Points	3 Point

Loans:

Customers will earn 500 points for every AED 100,000 regardless of the loan type.

E-banking services: Online Banking or Mobile App

Service	Points
Registration to Online Banking or Mobile App	500 Points
First time Bill settlement through e-banking services	250 Points
*50 points are earned for the next 10 settlements with a maximum of 500 points
International Transfers of AED 5000 through online banking or the mobile app	500 points

How to redeem CBD rewards?

Customers can redeem CBD Points when they accumulate a minimum of 10,000 points through Internet Banking or the Bank's application for one of the following options:

Travel and Hotels: Points can be redeemed to purchase tickets from more than 300 airlines or book rooms at the any of the 300,000 partnering hotels worldwide.
Transfer for Miles: customers can transfer their points to either Skyward miles from Emirates and Etihad Guest Miles from Etihad Airways with every 20 points=1 mile. Find out more here
Vouchers: Customers can also redeem points for shopping vouchers from retail stores like Zara, Tommy Hilfiger and many others.
Shopping by Points: Customers can also pay for local and international purchases using their CBD points through the bank’s mobile application. Customers will need to activate point’s payment on the application before using the card. After the activation, the purchase is deducted from the points’ balance instead of the account balance.
Donation: Customers can donate points to charities collaborating with the Commercial Bank of Dubai; they can donate starting 10,000 points.

Read about the Top 5 Reward Programs in the United Arab Emirate’s Banking Sector

Last Updated February 4, 2020

Tags : loyalty program banks