Best Credit Cards in Jordan for your lifestyle

One of the most common questions asked to financial advisors is “What is the best credit card?” the truth is, no card can be described as the best fit for everyone as it depends on customers’ goals from attaining the card and the lifestyle they follow. PointCheckout studied all the credit cards available in the banks of the Hashemite Kingdom of Jordan to reveal the best card against features such as cash back, travel rewards, and others. 

The best card in terms of an annual subscription

Many times customers issue credit cards as an emergency plan and in that case, the most important factor is the annual subscription, the interest on repayment and finally the card limit. In this category Pointcheckout chose: 

Visa Infinite Card from BLOM BANK

For a fee of JD 35 per annum, the benefits of BLOM BANK Visa Infinite are well worth the amount requested. 

The Card’s Features:

１. Travel Insurance for canceled or delayed flights, medical travel insurance as well as insurance for personal or car accidents.

２. Concierge service or personal assistance service

３. Complimentary airport lounge access

４. Access to exclusive concerts anywhere in the world at competitive prices.

５. Earning miles and points on every purchase on the bases of 2 Gold Points for every dollar spent and 1.5 miles for each dollar spent.

The best card for luxury lovers.

luxury and travel lovers often take part of their preferred airline’s rewards program, nevertheless there are many credit cards that feed into these programs and can boost the customer’s travel experience:

MasterCard World Elite from Jordan Kuwait Bank

If you are a travel lover or a frequent traveler for business purposes and love the luxurious lifestyle, MasterCard World Elite is the best for you.

The card’s features:

１. Earn 1 mile from Royal Jordanian Airlines on every JD 1 spent locally in the Kingdom and 2 Miles for every JD 1 spent internationally.

２. World Elite Concierge Louis XIV, which includes the opportunity to purchase the famous Hermes Vintage Birkin bag, which is almost impossible to find. In addition to that, the card membership allows customers to book at 3 Michelin Stars restaurants which usually are booked 2 months ahead. Furthermore, the service allows customers to reach out to a luxury watch agent to create unique personalized watch. 

3. World Elite cardholders can upgrade to World Elite Black and sign up for the Global Hotel Alliance loyalty program. This program gives customers a free night for every two nights booked and 2 free nights for every 4 nights booked. In addition to the chance to upgrade the room up to two categories and a guarantee that hotel rooms are always available even when booking 24 hours in advance, and finally the membership allows for late checkout at 6 PM. 

５. MasterCard World Elite card holders automatically qualify for the President's from the Hertz Gold Plus membership. This qualifies customers to bypass the long queue at the airport's car rental offices, the card also offers discounts and upgrades for customers at any of the. Hertz offices. 

6. Travel insurance for lost or delayed baggage, flight cancellation or delays, personal accidents insurance, and damage to the rented vehicles, and finally emergency medical evacuations and flights to the hometown.

The Best Business Cards

Businessmen rely mostly on credit cards, especially as it facilitates their payments and financial transactions. In this category the best one is: 

Foreign Currency Visa Credit Card from Al Etihad Bank

The annual card fee for this card is 150 JD, however, the benefits are worth the amount as the card provides customers with the choice of currency that suits their business. Currencies such as USD, GBP or Euro are supported without any additional fees.

The Card’s Features: 

１. The card gives customers access to more than 1,000 airport lounges with one guest. This feature is earned when spending 1 USD outside the Hashemite Kingdom of Jordan.

２. Exclusive offers for flights in the Middle East and abroad.

３. 24/7 Visa Premium services to support in everything related to the card.

４. Insurance on all purchases against loss or theft, in addition to adding an extension on the warranty period on all purchases. 

５. By issuing the Visa Foreign Currency Card, customers are automatically enrolled in the Etihad Bank Rewards Program and the global Harrods Black Program.

The Best Card for Students

Students look for a card that helps them earn rewards for spending and offers rewards that relevant to their interests and without annual fees. In this category the best one is:

Arab Bank Visa Youth Card

The card reflects its name, it is dedicated to young people aged 18 to 25 years and without annual fees.

Arab Bank Visa Youth Card

The Card’s Features:

1. Once the card is issued, cardholders will be automatically enrolled in the Arabi Rewards program. Points are earned on all purchases and then redeemed for rewards.

read about Arabi Points from here

2. The card offers exclusive discounts at a wide range of restaurants favored by the youth such as Burger joint, and Khabza and Shawarma. In addition to discounts at clothing stores and entertainment venues. A full list of the youth card discounts is available here.

3. 45 days grace period without interest on purchases.

4. The card offers a convenient repayment program, where installments can be paid over 12 months without interest for purchases on one of the partner shops.

5. Credit protection program which covers 100% of the card-based balance in the event of death or total disability of the cardholder for only 0.35% per month of the Cardholder’s monthly outstanding balance.